|aThe principles of banking /|cby Moorad Choudhry.
|aSingapore :|bJohn Wiley & Sons Singapore,|c2012.
|axxv, 886 p. :|bill. ;|c24 cm.
|aA primer on bank business and balance sheet risk -- Bank regulatory capital -- Banking and credit risk -- A primer on securitisation -- The yield curve -- Asset-liability management I -- Asset-liability management II -- Asset-liability management III : trading and hedging principles -- Asset-liability management IV : the ALCO -- The ALCO : terms of reference and treasury operating model -- Risk reporting, risk policy and stress testing -- Principles of bank liquidity management -- Liquidity risk metrics -- Liquidity risk reporting and stress testing -- Internal funds pricing policy -- Bank strategy I : formulating strategy and direction -- Bank strategy II : capital and funding management -- Principles of corporate governance -- Applications software, policy templates and spreadsheet models.
The ultimate guide for bank senior management: how to survive and thrive throughout the business cycle An essential guide for bankers around the world that reiterates that the primary requirement of banking--sound capital and liquidity risk management--has been forgotten, The Principles of Banking serves as a policy guide for all market practitioners and regulators. Explaining the keys to success for all banks that bankers need to follow during good times in order to be prepared for the bad, the book provides in-depth technical analysis of exactly what constitutes good banking practice. With an emphasis on viewing business cycles as patterns of stable and stressful market behaviour, The Principles of Banking is an essential policy guide for today and tomorrow. * Illustrates how unsound banking practices that were evident in previous bank crashes were repeated during the creation of the 2007-2008 financial market crisis* Provides a template that can be used to create a sound liquidity and asset-liability management framework at any bank* An essential resource for the international banking community as it seeks to re-establish its credibility* Explains the original principles of banking, including sound lending policy and liquidity management, and why these need to be restated in order to avoid another bank crisis at the time of the next economic recession It's time to get back to basics in the banking community, and The Principles of Banking shows exactly where to start.